Development loan Development loan
Risk level A
ES

BLACKHOUSERS: Housers,offers you the possibility of achieving an increase in the yields depending on the amount you invest in the project. To take advantage of the promotion*, all you have to do is enter the BLACKHOUSERS code before making your investment!


+1% increase yields if you invest more than 550€ 


+2% increase yields if you invest more than 1,200€ 


+3% increase yields if you invest more than de 2,500€
  


FLEX CONTRACT  - New type of contract that has a duration of 12 months, that can be expanded up to 6 more months. For more information check out our blog.

EARLYIELD - The latest feature that enables you to get an annual** yield of 10% from the first moment in which you make your investment. For more information, check our blog.


THE OPPORTUNITY

Type of opportunity: Loan

Modality: Development Loan1 with Flex Contract2

Profitability: 9%3 in 12 months

The first stage of a project of 725.000 euros4.


We present Gran Sol, a new development loan1  project, which consists of granting a loan to a project developer for the financiation of a building construction in Badalona, Barcelona.


WHY TO INVEST IN GRAN SOL?

- The ground is in property;

- The building license has already been granted;

- The project developer has more than 30 years of experience;

- The  scoring of this opportunity is A. For more information click here.


LOCATION

The project is located in Badalona, a town in the province of Barcelona.

Highlights of the location:

- Badalona is strategically located in the metropolitan area of Barcelona and on the Mediterranean coast;

- It is a sea and mountains city with a pleasant Mediterranean climate, its economy is based on the tourism;

- It has one of the best beaches on Barcelona's coastline with white sand and many infraestructures surounding it as many bars and restaurants;

- The main attractions in Badalona include the Pont del Petroli, the Badalona Museum, the Rambla and the Gothic-style Monastery of San Jerónimo de la Murtra


THE PROJECT

The opportunity foresees the construction of a building consisting of a commercial premises on the ground floor and four houses with: 

- 3 bedrooms;

- 2 bathrooms;

- Living room and kitchen.

The commercial premises will have approximately 126m2 and each house will have 90m2, a balcony and in the attic a large terrace.


THE PROJECT DEVELOPER

The project developer belongs to Grupo Sitecno, a group of innovative companies, constantly committed with the enviroment.

Counts with more than 30 years of experience in Spain, in the construction sector, exceution of works and renewable energy. 

In addition, it is important to know that GOC will carry out the monitoring of this type of projects so that there will be a permanent control of all the capital contributed by investors.



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*The promotion BLACKHOUSERS is applicable to the projects in the financing phase and cannot be combined with any other promotion except the promo amigo. The promotion will only be effective under the following conditions: 

 - If an investment of more than 550€ is made in any of the applicable projects, there will be a 1% increase in the annual yield (the investment must be fully made in one project and cannot be accumulated with investments from other projects). 

 - If an investment of more than 1,200€ is made in any of the applicable projects, there will be a 2% increase in the annual yield (the investment must be fully made in one project and cannot be accumulated with investments from other projects). 

 - If an investment of more than 2,500€ is made in any of the applicable projects, there will be a 3% increase in the annual yield (the investment must be fully made in one project and cannot be accumulated with investments from other projects).

 In the case of having invested previously, this amount will be applied to the promotion retroactively provided that an additional investment of a minimum amount of 500 € is made by entering the promotion code. If each of the above minimum quantities has been reached for the application of the promotion, it shall automatically apply retroactively. In the case of having previously invested in the applicable promotion projects, without reaching the minimum amounts, it will be sufficient to make a new investment to reach the minimum amount established. The increase in profitability will be applied exclusively during the first 12 months of the project on the total invested in its financing phase (this promotion is not applicable for investments made in the CCD) and discounting, if applicable, the amounts recovered through the CCD, so that the promotion will be monthly adjusted taking into account the amount effectively maintained on the dates of payment of the same. The percentage increase in profitability will depend on the total amount invested in any of the projects. Promotion valid from the 18th November until the 30th of November 2019 (CET: 23:59:59 +1) Included using the code BLACKHOUSERS. 


Risks information: Housers is neither a credit institution nor an investment services firm. Investment in projects published by HOUSERS is not covered by any investment fund. This project has not been supervised by the CNMV or the Bank of Spain or any other Spanish or foreign regulator. The information provided by the developer has not been reviewed by the CNMV nor does it constitute a prospectus approved by the CNMV. Housers does not provide financial advice, so nothing on this website should be construed as such. Investment in this project involves the following risks: risk of total or partial loss of invested capital, risk of not obtaining the expected monetary return and risk of illiquidity to recover the investment. The promoter accumulates 0 projects on the platform. This loan of €395,000 is the first tranche of a total of 2 tranches of a total of €725,000, which could entail an additional risk of concentration.  The project promoter is responsible to investors for the information it has provided to the participatory financing platform for publication within the project on the website. The promoter has a share capital at 30/09/2019 of € 153,000 and equity at 30/09/2019 of € 125,334.16 so that its responsibility in the project is limited to this amount. SITECNO S.A., whose equity at 30/06/2019 is €363,445.10, is established as an additional guarantee, for further information please refer to the promoter's report. The maximum term for investing in this opportunity may be extended by 25% in addition to the term initially foreseen, in accordance with the Law for the Promotion of Business Financing. Likewise, HOUSERS will be able to close the financing of this opportunity/project when it has been financed by 90%. These possibilities that the legislation offers to the platform, will be used when the typology and characteristics of the project advise it so that it can be carried out with less funding than requested and the implementation deadlines are not adversely affected. This information can be found here.

** The annual return is the percentage of profit or loss that would be obtained if the term of the investment were 1 year. It will be applied to all projects in which the EARLYIELD icon will appear.

1) Development Loan: 12-month fixed rate loan to the real estate developer where interest is distributed monthly and the principal is amortized at the end of the project. The interest is not guaranteed, but the developer presents one aditional guarantee.

2) Flex Contract: The Promoting Company may activate an extension of a single duration of 6 months to the expiration date of the contract, communicating it to Housers at least one month in advance. This extension will be accompanied by an increase on the interest rate agreed on the return of capital, resulting in this project, an annual interest of 9,75% during the extension. This information is found in more detail in Article 3.3.1 of the Loan Agreement..

3) It is the total return on investment. It takes into account the total term of 12 months and the annual fixed interest agreed by the promoter. For more details see the Promoter's Report.

4) According to article 68.2 of Law 5/2015 for the Promotion of business financing, "The maximum amount of fundraising per participatory financing project through each of the participatory financing platforms may not exceed 2,000. 000 euros, being possible the realization of successive rounds of financing that do not exceed the aforementioned amount in annual calculation. When the projects are directed exclusively to accredited investors, the previous maximum amount may reach 5,000,000 euros".


547.9 m2
12 Bedrooms
8 Bathrooms

Location

Floorplan

In Spain, Housers is a crowdfundig platform registered next to CNMV (Spanish Regulator) with register number 20. Housers is a platform that facilitates access to loans related to real estate transactions promoted by third-party companies, previously analyzed and validated. Housers does not offer financial advice and none of the proposed activities should be considered as such. The analyzes shown in these pages are general information and do not in any way constitute specific advice. The projects illustrated are not subject to the supervision of any national or international financial authority or regulator. The transactions presented are forecasts only and as such, they may be subject to change. Investing through Housers involves risks, including illiquidity, loss of investment, and it should only be done as part of a diversified portfolio. Your capital is at risk.
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Badalona
1 building
status:
Project Funded
912 Investors
395,000.00 €
Term: 12 months
More information

Annual Yield

9.00 %

TOTAL YIELD

9.00 %
Term: is the estimated duration of the opportunity.
Annual Profitability: it is the fixed interest agreed by the promoter. The interests will be divided monthly.
Total profitability: is the estimated total return on the investment. It takes into account the term and the fixed annual interest agreed by the developer.

Timeline

Funding started

November 1, 2019

Funding completed

November 20, 2019