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Select the investment stage your are in


  • Why should I join Housers?
  • Do I commit to anything by joining Housers?
  • Who can register for Housers?
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  • I'm already registered, how do I access my private area?
  • Steps to follow once I have registered in Housers.
  • What is my Housers account?
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  • Once I have invested, how can I know the progress of the project?
  • How can I check my investments?
  • What yields can I expect?
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SALES PROCESS. Market Place.

  • How does buying and selling titles work?
  • How to sell?
See more...


  • Participative Loan
  • Buy-to-Let Opportunities
  • Buy-to-Sell Opportunities
See more...


  • Who makes the selection of the art work to be financed?
  • Who do we purchase the art work from?
  • What does the price of a painting depend on?
See more...

Frequent questions


Once you complete the registration process you will be able to access your private area to analyze all the documents of the different opportunities and you will also have access to our Quarterly Reports on the real estate market and more information related to Housers. 

Registration at Housers does not commit to anything and has no cost whatsoever.

1. Individuals, of legal age, with Spanish or foreign nationality.

2. Legal entities (companies).

To register at Housers and to open your account you must:

Click on  "Register Now".

Select the "Individual" option, fill out a form with the "identification data" (your name and surname, phone, email, and password), accept the Housers and Lemonway Terms and Conditions and click " continue".

Then you go directly to the "My Data" tab of your user account where you must complete the following sections:

In "Identification data" you must fill in the fields that you have not filled in (country, sex and fiscal residence)

In "Documents" you must enclose:

- If you are resident in Spain you must enclose your DNI, in PDF format or similar, on both sides and in color. If you are a foreigner resident in Spain you will need, besides your identification document, the Foreigner Identity Number.

- If you are resident in any other country you must attach your ID or passport. Only in the case that you are a foreigner from outside the EU you must provide a second identity document.

• Once you have completed all the information you must activate your account by clicking on "accept and continue".

If you have problems uploading this documentation, you can send it to

To register at Housers you must:

Click on "Sign up now".

Select the "Company" option, complete the form with the data of the legal representative of the company (name and surname, contact telephone number, email, password) as well as accept the "Terms and Conditions of Housers" and "Terms and conditions of Lemonway" and click "next ".

Then you go directly to the "My Data" window of your user account where you must complete the following sections:

o In "Identification data" you must fill in the fields that you have not filled in with the legal representative (Nationality, gender) and company details (company name, ID number and tax residency).

o In "Documents" the legal representative must enclose, in PDF or similar format, his/her ID or Passport in case of being a foreigner, attach the deed of incorporation of the company and, if necessary, the deed of actual ownership of the company, Document of activity of the company (any certificate of the Commercial Register, a tax certificate and any document of payment of taxes, of VAT - with a maximum seniority of 3 months) and other documents that you consider necessary are considered valid (such as ID of the partners that own more than 25% shares of the company).

Once you have completed the previous sections you must click on "Accept and continue".

If you have any issues uploading this documents, you can send it to

The minimum amount to invest per opportunity is € 50.

It will depend on the type of investor you are:

If you are an accredited investor you have no economic limit whatsoever.

If you are an unaccredited investor, you will not be able to invest more than € 3,000 per project nor more than € 10,000 over a period of 12 months in projects published on any participatory funding platform.

If you are a natural person:

Have an annual income of over 50,000 Euros.

Have financial assets that overcome 100,000 Euros.

Be receiving professional advice on this type of investments.

If you are a legal entity:

The total of the assets are equal to or greater than 1 million Euros.

The amount of your annual turnover is equal to or greater than 2 million Euros.

Own resources are equal to or greater than 300,000 Euros.

Request to be treated as an accredited investor.

To become an accredited investor you just have to access your private area and in "my data" window click on "accredit account", select the type of investor that best describes you and save changes.

We recommend that you complete all the information that we request.

If you do not remember your password, you have to click on "LOG IN" and click on recover password. Once you do, you will have to write your email with which you have registered and we will send you a new password to the provided email. 

Once inside your private area you can access the "change password" section and fill in the necessary form to change it.

The password must contain at least 8 characters and be composed of at least 1 capital letter, 1 lowercase letter, 1 number and 1 symbol.

Symbols allowed: @ , # , $ , ! , ¡ , ¿ , ? , * , ( , ) , % , ^ , & , + , =.

If you have any doubts, you can contact us at or at +34 911930730 and we will be more than happy to assist you. 


Just go to our website (, click on "log in" and enter your email and password.

Once you have registered on the platform, you have filled in your identification data and attached your identity document:

You have to wait for 1 to 3 days for your account to be validated.

Once you have all the documents validated and your account has been created, you must make a funds transfer from your bank account in your name to your Housers account (account segregated in your name).

Once you have funds in your Housers account you can start making investments. 

Your Housers account is a segregated account in a payment entity (Lemonway) that you open when you register on the platform. This account segregated to your name enables you to operate in Housers and make safe investments 

This account implies for the investor that his/her funds are securely deposited in a segregated account of a specialized entity regulated by a Bank and authorized by the Bank of Spain. Thus the money of each of the investors is separated from other users and Housers money.  The collections and payments on the investors account are subject to an independent supervision by a regulated entity that is completely independent of Housers.

Your Housers account has no cost for you, nor for the transfers issued or received.

You can enter funds into your Housers account by bank transfer from a bank account in your name or by payment with a bank card as long as it is in your name.

We remind you that it is not possible to make cash deposit in the bank account provided in your private area.

No, however, Housers gives you the opportunity be able to invest directly into any opportunity and to make the payment of the investment through a bank card. That is, you can invest in any opportunity quickly, safely and without cost by selecting the bank card as payment and the amount you wish to invest will automatically be compromised to the selected opportunity.

In order to withdraw funds from your Housers account you only have to:

Access your private area at "bank details".

Click on the "withdraw funds" tab.

Complete the transfer request form (select bank account, concept and amount).

Click on "request transfer".

The Financial Department carries out an extensive analysis of all the risks associated with any of the opportunities that are published on the platform. After the analysis, those projects that truly constitute an investment opportunity are published along with a score. This way each investor can be informed from the first moment, about the rating of each of the opportunities published after a financial and real estate analysis. 

The risk scoring levels are: A, B, C, D, E, F, G.

The scoring levels are represented by letters that go from A (minor risk) up to G (major risk).

An opportunity with a score of A or B represents a minor risk but also a lower annual yield. 

Housers takes into account the following factors to score each opportunity:

50% of the risk score comes from the analysis done through the Real Estate point of view; location, project developer’s experience, sale price, construction, valuation price, big data price, etc. 

The remaining 50% of the risk score comes from the financial analysis of the opportunity: financial ratios, working capital, credit capacity models, and guarantees, etc. 

There are three types of opportunities:

Investment opportunities. They are opportunities where you can find properties with or without rental where the promoter sets a target price of sale and, when this is reached, proceeds to look for a buyer and sells the property. These are short-term opportunities where the purchase and sale of your loan will not be available and your income from the sale will not depend on the supply and demand of the other investors. That is, you will recover your investment once the property is sold.

Saving Opportunities. These are opportunities where the sale of the property is not considered in the short term. You get a monthly income from the proportional part of the rent that corresponds to you as well as the revaluation of the property as long as you keep your investment in your portfolio. These type of opportunities are within our Market place. So you decide when to enter and when to exit by buying and selling your titles through our internal market. We remind you that the sale is not guaranteed, there must be someone who is willing to buy your share at a price that you consider reasonable.

Sales Opportunities. They are opportunities where you can find properties with or without rental where the promoter sets a target price of sale and, when this is reached, proceeds to look for a buyer and sell the property. They are opportunities where the estimated term for the sale of the asset is defined and where the purchase and sale of your shares is not available. The investment is executed through limited partnerships and you acquire the social shares of the investment vehicle company in proportion to your investment.

In investment and sales opportunities you have to keep your investment until the target sale price is met, that is, until the property or real estate object of the project is sold.

In saving opportunities you decide when to enter and when to go out, buying and selling your securities through the market place. We remind you that it is not guaranteed.

It's up to you whether you invest or not. Housers gives you the option to build a portfolio for you by placing a wide variety of assets at your disposal to invest. However, it is you who chooses the asset and the one who decides the amount that you wish to put into each investment. It's you who creates the investment strategy.

Within the "properties" tab you can find the different opportunities with all the documents and characteristics of the project.

Housers in its portfolio of opportunities publishes different types of projects giving investors different options. Our valuation and risk analysis department carries out a detailed study of each project, looking for a balance between reward and risk. This way we give the investor the possibility of making many small investments, different from each other, thus diversifying their risk.

Within "opportunities" you will be able to invest in all the opportunities that are in the investment phase or in those that, even if funded, have titles available through the market place.

Housers establishes a funding timeline for each opportunity; however, it depends on the investment activity whether or not the project will be funded in the allotted time. If the investment is not funded during the timeline, Housers has the possibility to extend it by 25% of the original designated time.

Choose which project you want to invest in.

Click on the mini-tab and within the project you must click on "invest".

Choose the amount you want to participate with (never exceed the amount available in your Housers account and take into account the limits if you are an unaccredited investor).

Accept the "Investment Contract" (this information is accessible for you, file and print by clicking on "see conditions document").

Once the conditions are accepted click on "Confirm investment". Automatically if your investment was successful you will see a screen confirming your investment in the project.

Once the money is committed into a project, it is blocked in your Housers account until the project is fully funded; otherwise, the money goes back into your account.

As a general rule it is necessary; however, if Housers believes that the project has enough potential for success and has been funded more than 90%, then the project might remain open for a few more days.

The project developer of each project constitutes a company (Ltd.) who is in charge of buying the property. The capital needed to carry out the project will be provided by the investors who lend the capital under the loan contract that determines the rights of the investors and stipulates that the yields of each opportunity will be entered into the Housers account of each investor as a variable interest.

A company is created (Ltd.) to which the different investors are admitted in proportion to the capital contributed through a capital increase, being this company that acquires the property.

Since it is a capital increase of a company, it is not necessary to sign it in the presence of  a notary.


Information on the progress of each project can be found in each project file, within the "timeline" where the updates on each opportunity are marked.

In your private area under the "my investments" tab. And within "ongoing investments" the opportunities in which you have invested but have not completed 100% of the funding.

Each opportunity has a different yield. You have to check each opportunity you are investing in order to determine the estimated yield that you can get.

It is the estimated annual yield on investment. It is the estimated calculation that is made taking into account the future income of the asset and deducting all its possible operating costs. That is, the estimated annual percentage of investment income that the investor will receive in his/her Housers account. We use a very conservative analysis for the anual yield calculation.

It is the estimated total yield on the investment. It is calculated based on estimated income from the sale of the asset after deducting all operating expenses. It is the total yield of the opportunity after the determined term.

It is the estimated annual return of the investment. In these opportunities the interest is previously agreed with the project developer after the evaluation of the whole project.

Each equity opportunity has a different yield that is made up of the combined effect of the rental yield of the property and the one generated by its value growth. In other words, in this type of investment you have, in one hand, constant income month by month with very good returns and, on the other hand, the cumulative yield upon the sale of the property.

The benefits are received as interest or dividends depending on the type of opportunities in which you have invested.

The benefits from all the opportunities are distributed between the 1st and 5th day of each month.

The payment from the dividends generated from the lease of the property, starting October 2017 will be distributed between the 1st and 5th day of every month. Meaning the dividends corresponding to the month of October will be distributed between the 1st to the 5th of the month of November. 

It is important to note, that the assets have to be leased for the opportunity to distribute the corresponding dividends. That means during the purchase, reform and commercialization stages of the property, this opportunity does not generate any type of return.

The payment of dividends generated from the sale of the project assets are distributed once the sale is completed during the 1st and 5th day of the following month.

The return of the invested capital is done once all the opportunity assets are sold and the dissolution and liquidation is approved by the General Board of partners of the project society.  

The interests payment in the Saving opportunities that do not have InstantRent are distributed on the 5th day of each month, from the beginnning of the lease of the project assets from the opportunity.

Keep in mind that the assets have to be leased for the opportunity to generate the corresponding interests. This means that during the stages of purcchase, reform and commercialization the property in these opportunities does not generaty any kind of return. 

From the moment that you decide to invest you begin to accrue interests to your favor. In the first moment during the period that you invest up until the funding is closed, and in the second moment from when the funding is closed until the last day of the running month. The payment of the accrual of interests is done between the 1st and 5th day of the month. 

Except in the case where the financing date occurs after the 20th of the month. When interest accrued during that period, i.e. interest accrued from the time you invest until the financing is closed and from the close of the financing until the last day of the current month, will be added to the interests accrued the following month and will be charged both months between the 1st and 5th day of the following month. For example, if a project is closed on January 20, the first interest payment will be made between the 1st and 5th day of March. This payment will include interest accrued in January and accrued interest in February.

Remember that the type of interest in these opportunities varies and it is revised every 3 months.

In the opportunities of fixed-rate the interests that are accrued month to month are distributed between the 1st and 5th day of each month. Meaning that the first period of accrual of interests will be from the closing of the funding until the last day of the running month, with the payment distribution between the 1st and 5th day of the following month after the date of the funding closure. 

Except in the case that the date of the funding closure is after the 20th of the month. In which case the accrued interests in that period, in other words, the interests accrued from the moment of the funding closure until the last day in the running month, will be accumulated to the interest accrued from the following month and will both be distributed between the 1st and 5th day of the following month. For example, if a project closes on the 20th day of January, the first interest payment will be distributed between the 1st and 5th day of the month of March. This payment will consider the accrued interests from January as well as those from February. 

From this moment, the interests will accrue month to month until the completion of the timeframe and the payment is made between the 1st and 5th days of each month. 

The accrued interests from the sale of the opportunity assets will be distributed between the 1st and 5th day of the month following the date on which the sale is formalized.

The interests are received by the person in possession of the titles on the last day of the month, meaning the last day of accrual of interests. With payments made between the 1st and 5th day of each month. 

In the case of the first payment of interest, the part corresponding to the first interest accrual period that runs from the time you invest until the financing is closed, the payment is always made to the investor making the initial investment (at the financing stage of opportunity). The second interest accrual, which runs from the closing of the financing until the last day of the current month, the payment is made to the investor who holds the securities on the last day of the month.

Practical example: an investor invests in an opportunity on the 3rd of the month, closes the financing on the 15th of the current month and sells its securities on the 29th of the same month. The initial investor receives the payment corresponding to the interest accrued from the moment he invests until the financing is closed. The buyer of its securities receives the corresponding portion of interest accrued from the date of financing until the last day of the month. Both payments are made between the 1st and 5th of the following month.

Once your benefits are in your Housers account you can use them to invest in other projects, as long as you exceed the minimum amount of € 50 per project, or you can withdraw them to your provided bank account. 

In Housers we advise you to check it with your tax adviser; this information should be taken exclusively for information, but in general:

If you are a natural person, such as income from movable capital in the IRPF taxable income and according to the following scale:

Up to € 6,000 to 19%.

From € 6,000 to € 50,000 to 21%.

From € 50,000 and up to 23%.

Interest or dividends will be subject to a withholding tax of 19% (payment on behalf of the IRPF).

Interest or dividends are included in the taxable income of the Corporation Tax, taxing the tax rate that corresponds to the company that invests. Interest or dividends are subject to a 19% tax withholding.

Dividends, if the investor is a resident of a State that has signed a Double Taxation Agreement, will be taxed in Spain with the limit established in the CDI (Evidence of Indispensable Knowledge and Skills) . In the case of being a resident of a State that does not have an agreement, they will be taxed in Spain at the rate of 19%.

As for interest, Housers will not make any type of withholding and the interest obtained must be declared according to the tax regulations of the country of residence.

Housers is responsible for practicing withholding of interest or dividends distributed to investors and liquidating the corresponding payments to the Tax Agency. In addition, it makes an annual summary of the interest paid and the retentions practiced. This tax information should be reflected in the draft of your personal income tax return. Nevertheless, Housers will annually file a tax certificate with the tax withholdings practiced as well as a report with all the data of your operations during the exercise so that you can prepare your personal income tax return.

Investments in Housers' property opportunities are not risk-free and have the possibility of a total loss in the worst case scenario. However, as there is an underlying asset behind the investment, the total loss of investment becomes almost impossible. 

At Housers, all the projects that are registered in our opportunities section have been meticulously analyzed. Each application is carefully examined by our financial and real estate experts. We publish all the project support information so you can analyze it and take the most appropriate investment option. For more information we recommend that you go to the "basic information" tab.

If you diversify your real estate portfolio and distribute your money in different projects you minimize the risk. You can choose, for example, between contributing  10,000€ in a single project or making small contributions of € 1,000 in 10 different projects. In the first case, if something happens to the project, you put at risk the total investment. In the second, all projects would have to fail to jeopardize the total investment. For more information we recommend that you go to the "basic information" tab.

In this type of investment you have no responsibility to third parties and the loss would always be limited to the capital contributed.

SALES PROCESS. Market Place.

To be able to buy titles from projects already funded you must access the opportunities section and click on those opportunities that detail that there are titles for sale.

To be able to sell titles you will have to access your private area, at the "my investments" section and click on sell within the opportunity that you wish to divest.

To sell your titles you only have to enter your private area and access “my investments” section. You will have access to the opportunity that you want to sell the titles. Once inside you will be able to make a single sale order for each opportunity by clicking on "sell" or "edit order" if you already had a sales order placed.

The data that you will have to take into account to execute the sales order will be:

• Actions available

• Cost of acquisition

• Weighted average price

• Value of the action

Next you will have to fill in the fields of the sales execution form with the number of shares you want to sell and the price you set to each of your titles. Once you do, we give you the profit you are going to get and the yield that your future buyer will get. Once you have decided the number of titles and their price you will only have to confirm the contract and click on "publish sales order".

The market price that is provided on the web is the market value that each opportunity has as a whole taking into account all of its costs.

The market value of the share is the value of each share or security at market price.

This acronym is "first in, first out". In order to value the titles with respect to their cost and sale price in the Market Place, Housers uses the FIFO method and the companies gives them the option to choose between the FIFO method and the weighted average price. The FIFO method consists of considering that the first units bought are the first ones put up for sale. Therefore the purchase cost is calculated taking into account the average price of the first packages of titles purchased.

To be able to buy opportunities that are already funded, you must access the opportunities tab and select the opportunity you want to participate in and have titles available for sale.

Once inside you must take into account the yield and revaluation of the opportunity and see how they change these values as you go by selecting the package of titles you want to buy. Also we will inform you about the amount of titles you buy and the price that will cost you. Depending on the selection made, you are provided with the estimated amount of interest that you will receive annually in your Housers account and the estimated equity increase that your shares will suffer at the chosen opportunity.

Savings opportunities. In these investments you decide when to enter and when to go out buying and selling your titles through our internal market. We remind you that the sale is not guaranteed since there must be someone who is willing to buy your share at a price that you consider reasonable.

No. It is necessary that there is a buyer willing to buy your titles for the price that you consider reasonable. Housers gives you the possibility through the platform so you can advertise your sales, and if another user is interested, you can make the purchase. Housers only performs the necessary procedures for the other investor to acquire your titles.

The natural or legal person who sells securities to another investor will have to declare the capital gains obtained from the loan in his declaration (IRPF or IS) as equity gains.

The projects funded through social participations do not undergo any modification. The divestment will be done once the property that is the object of the project is sold and the company is liquidated.


Intermediary financing instrument between the capital (equity participation) and the long-term loan. Participative loans are loans (that is, the project developer is obliged to return the financing received) whose characteristic is that the interest received by the person who lends the money depends on the benefits obtained by the person who receives the loan.

In a buy-to-let opportunity, you lend money to a developer, to buy, renovate and rent a property and sell it after a few years. The loan is of a participative type, that is, that the project developer has the obligation to return the money you have lent him, within the term that you have agreed, with charge to the resources available to him; and also has the obligation to pay you an interest, which will depend on the income that he gets for renting the property. That is why it is said that the loan is "participative": you participate with the project developer in the outcome of the opportunity.

In a buy-to-sell opportunity, you lend money to a developer, to buy a property and either reform it, rehabilitate it, or to build it. The developer uses the money you lend to buy the property and reform it or rehabilitate it, or build it, and then put the property for sale. The loan is participatory; this means that the project developer has the obligation to return the money you have lent him, within the period you have agreed, with charge to the resources available to him; and also has the obligation to pay you an interest, which will depend on the success in the sale of the property.

They are investment opportunities in a medium term (12 - 36 months) where you lend money to a real estate developer in exchange for a fixed interest rate. In the development loan opportunities the borrowed money begins to generate income from the first month, depending on the interest rate previously agreed with the developer, after the evaluation of the entire project by the real estate, legal and financial departments of HOUSERS.

Represents the value of the shares at market price. This value differs from the initial unit value and is usually higher than the one that takes into account for its calculation, the difference between the actual purchase price and the appraised value, the latter normally being the highest. Finally, note that this value is dynamic and will change throughout the lifespan of the project, updated according to the variation in prices in the area.

The project developer makes this value available to investors, in order to guide the investor on the price at which he can put his loan fractions for sale through the Marketplace and which will be available until the amortization of the loan principal. 

For its calculation, the following variables have been taken into account:

•Appraised value

• Legal expenses of the purchase-sale.

• Live capital of bank financing

• Legal expenses of the mortgage.

• Legal corporate expenses.

• Fund for the exploitation of the property and the correct development of the Project.

• Furniture expenditure.

• Expenditure in reform.

• Housers Commission.

Indicates the average price of the selected participative loan fractions.

This is the annual estimated yield of your investment, during the first year, that the project developer will pay with the rent charged for the property. This estimate is reflected in a valuation report registered with the Bank of Spain. 

This is the additional income you could get if you sell fractions of your loan through the Marketplace. This estimate is reflected in a valuation report registered with the Bank of Spain.

The difference between the initial value of the loan and the estimated value of the loan in the market. When the value is positive you are buying cheap and when it is negative you are buying expensive. Also expressed as a fraction unit *.

* fraction: in loan-type opportunities, the title refers to the portion of the loan whose initial unit value is € 1.

It is the estimated annual return of the investment. The yield in this type of opportunities depends on two elements:

The first is that the developer will operate the property by putting it up for rent. With the incomes it charges, the project developer pays you an interest every month, proportional to the money that you have lent him. Remember that the loan is participatory, so if one of the months the developer does not collect the rent, you may not get interests.

The second is the increase in the value of the property during the term of the loan: when the loan expires, the developer will sell the property. If the value of the asset has increased, the developer will not only be able to reimburse your loan but will also share with you the profit derived from that increase in value (as long as you remain a lender on the date the property is sold).

The estimated annual net yield from the rent is reflected in a report registered by the Bank of Spain, may be higher or lower than the published one and may not be constant over time. It is reviewable every 3 months.

It is the variation of the price, during the last twelve months, of the square meter in the area where the property is located (this estimate is reflected in the report registered by the Bank of Spain).

It is the estimated amount of the principal returned plus the return obtained from the sale of the financed property.

It is the total net yield that can be estimated by the participative loan until its amortization by the developer. It is calculated from the estimated sale price for the financed property.

Estimated amount of returned capital plus annual fixed interest.

It is the fixed annual interest rate of the loan.

It’s a Marketplace between the project developer and the investors interested in buying and acquiring loans once the different opportunities have been financed.

Through the Marketplace the investor can post in the system, when interested in selling titles.  Depending on the price you set, it will be more or less interesting for potential buyers. In no time, the project developer secures the sale. The contact between investors, as well as the possible formalization of the sale, should be done separately without any intervention of the platform and in accordance with the provisions of the general regulations that affect the transmissibility of the instrument.

We remind you that this functionality is only available for buy-to-let opportunities

The titles/fraction of the loan is a right of credit. It is the right granted to the loan holder to be able to demand from the developer the return of the contributed capital and the payment of the accrued and overdue interest. The initial unit value of the title is € 1.


We work with experts with extensive knowledge in the art world with more than 10 years of experience in selecting the best investment opportunities, thanks to their expertise they make a preliminary analysis of the work and its revaluation in the market.

In most cases, the paintings will come from private collections although it is also possible that they will be acquired in art galleries if a good opportunity arises.

The market price of a work depends on multiple factors, the most important are:

-If the painting is of an artist who is living or has already passed away.

- If it is an artist who is beginning his career or already established.

- The antiquity of the work or date of its creation.

- The originality of the work: subject, form and number of copies that were produced.

- Materials with which it has been created and its dimensions.

- Evaluation of the experts and appraisers of the sector on the artist, that is, the prestige, reputation and consideration they have of the artist.

- The existing demand in the market of the specific artist: depends on the reputation of the object and the artist.

(press, exhibitions, reviews and books give greater visibility).

- The authenticity of the piece: validation through the signature of the artist and the certificate of authenticity.

- State of conservation: it is very important that the work is in the best possible conditions to ensure its preservation over time (that does not present bumps, discolorations, missing pictorial layer, etc).

- Provenience: to what institutions, collections or people the piece has belonged.

-The seller (gallery, auction house or dealer). Like the work or the artist, the prices at which they can sell depend on their prestige and reliability.

Yes, for all works you can find the certificate of authenticity (identity documentation of the work) issued by the art galleries or by the corresponding foundations, in the case of deceased artists.

To guarantee that the work does not suffer any type of damage, a company specialized in the storage of this type of assets, will allocate a protected and acclimatized space, where the work will be deposited until its sale.

Of course, given that the safety of our investors is the most important, every work will have two insurances, one for transport and another for storage, both contracted with Ordax, a specialist company in the sector.

The works will have the maximum possible protection. Any damage that the work may suffer, in addition to the theft, will be covered by the different insurances. Damages and damage resulting from natural disasters or any act of war are out of coverage.

The work acquired by the investors will be available to any individual or company, national or foreign interested in its acquisition.

Our experts in the sector, thanks to their years of experience and the numerous contacts they have will be responsible for the sale.

The investor will receive, by the time the project has finished, the benefits and the invested money.

It concerns investments with a time frame of up to 60 months.

Yes, to provide more liquidity to your investment you can use the Marketplace and sell the investment securities through this liquidity window.

To know all the details about the art market, we recommend you read our Report [link to the report]

It allows you to include an ideal asset in your investment portfolio to diversify, with low volatility and, at the same time, provides exceptional security to any investment portfolio. In short, a very attractive investment to continue diversifying your investments.

The fundamental variables to have that our experts in the market contemplate to value any work are:

- Valuation of the artist in the market based on the number of works he performs,

- Exhibitions and awards received,

- Collections to which it belongs and

- State of conservation of the work.

The investment in art and its market are mainly characterized in its ability to face and overcome the cyclical crises that occur in the economy with its value falls much softer than other values. In fact, it often happens that, during these times, it can generate benefits.

This behavior implies that the appreciation tends to be more moderate during times of economic boom than other assets.

It’s a sector that has almost always presented a very controlled volatility, which is why it constitutes a high quality asset to diversify any investment portfolio.

As with any other type of investment asset, there is no guaranteed revaluation.

However, taking into account their fundamental characteristics, the depreciations that works of art can suffer are much more moderate compared to other types of products.

In safe Hands

CNMV Regulated

Regulated by the CNMV
(Spanish financial markets regulator)


Your money is protected in the ring fenced accounts of Lemonway

Brick and Mortar

You invest in tangible assets:
brick and mortar


With the guarantee of:

Project supported by the Spanish Secretary of State for Tourism

Ministry of Energy, Tourism and the Digital Agenda
Housers Spain

Alcalá 44, 6ª Floor
28014 Madrid, Spain

+34 911 450 390
+ 44 (20) 38075972

Development Center

Adressadors 13, 2
46001 Valencia, Spain

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Carlos Alberto da Mota Pinto nº 17 - 3º A
1070-313 Lisbon, Portugal

+351 300 506 289

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Bastioni di Porta Nuova, 21
20121 Milan, Italy

+39 02 4004 20 54

© 2018 HOUSERS | Housers Global Properties PFP, SL with Fiscal number B87269999 - Registered in the Registro Mercantil of Madrid. Volume: 33521, Page: 32, Section: 8, Sub-page: M6033545.

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Housers does not provide financial advice and nothing on this website should be considered as such. The information appearing on these pages is for general information purposes and does not constitute specific advice. Nor is it a recommendation to invest. If you have any questions about the suitability of an investment, you should seek independent financial advice. The information published on the Web regarding the different investment alternatives cannot be considered as investment advice, having, therefore, the value of commercial communications of a general nature. The value of your purchases can go up or down. The yields shown (or other financial objectives) are not necessarily indicative of the true future performance. Projects published on the Web are not subject to authorization or supervision by the Spanish Financial Markets Authority (CNMV), the Bank of Spain or any other regulator, national or foreign. The forecasts and information presented are only business plans, and as such, may vary in the course of operations..