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Sardinia Houses II

Development
loan
Risk level BBB
IT

Win up to +4% yields and do not pay commissions for 6 months*: 

  • Invest from 50 euros to 499 euros and obtain +1% yields 
  • Invest from 500 euros to 999 euros and obtain +2% yields 
  • Invest from 1,000 euros to 1,999 euros and obtain +3% yields 
  •  Invest 2,000 euros or more and obtain +4% yields

FLEX CONTRACT  - Type of contract that has a duration of 12 months, and can be expanded up to 6 more months. For more information check out our blog.



THE OPPORTUNITY

Type of opportunity: Loan

Modality: Development Loan1 with Flex Contract2

Profitability: 9%3 in 12 months

The second phase of a project of 300.000 euros4 (a total of three phases are foreseen).


We introduce you to Sardinia Houses II, a new Italian development loan1 opportunity that consists of granting a loan to a project developer for the construction and subsequent furnishing of 4 villas in Valledoria, a touristic town in the north of the Sardinia region.


REASONS TO INVEST IN SARDINIA HOUSES II

- The development company is a solid company with many years of experience;

- The developer owns the land;

- The project present aunique location;

- The scoring for this opportunity is BBB. For more information click here.


LOCATION

The project is located in Valledoria, a touristic town in the north of Sardinia. 

Location’s highlights:

- Valledoria has 20 km of beaches that connect Castelsardo with the Red Island. They are one of the most beautiful beaches in the whole Sardinia;

- In the surroundings of Valledoria you can make excursions by bike or car, to lakes and rivers in the area;

- In the nearby center of Santa Maria di Coghinas, you can admire the thermal baths of Casteldoria, springs of lukewarm water that flow from the gorge of the same name.


THE PROJECT

The opportunity consists on the construction and the subsequent furnishing of 4 villas (4 other villas have already been built and are being marketed through the Sardinia Beach project), composed by:

- Large living room;

- Kitchen;

- Two bedrooms;

- Storage room;

- Two bathrooms. 

The villas will be brad new built and right in front of the sea. Thanks to a commercial agreement with “La Foce” Camping, the landlords of the villas will benefit from the camping services such as tennis courts, swimming pool, and much more. 


THE PROJECT DEVELOPER

The project developer is Sasa s.r.l, a company based in Valledoria, with more than 28 years of experience in the Real Estate sector.

In addition, it is important to know that ARGOS will carry out the monitoring of this type of projects so that there will be a permanent control of the destination of all the capital contributed by investors.

                                                                                                                                 
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*BLACKHOUSERS20: Legal Terms.


Risk information: Housers is neither a credit institution nor an investment services firm. Investment in projects published by HOUSERS is not covered by any investment fund. This project has not been supervised by the CNMV nor by the Bank of Spain or any other regulator, Spanish or foreign. The information provided by the developer has not been checked by the CNMV nor does it constitute a prospectus approved by the CNMV. Housers does not provide financial advice that nothing on this website should be construed as such. The investment in this project involves the following risks: risk of total or partial loss of invested capital, the risk of not obtaining the expected monetary return and the risk of illiquidity for recover the investment. The developer accumulates 1 project on the platform which was successfully funded (Sardinia Beach). This loan of 100,000 euros is the second of three tranches of 300,000 euros, which could involve an additional concentration risk. The promoter of the project is responsible to the investors for the information he has provided to the participative financing platform for publication within the project on the website. The promoter has a share capital at 31/12/2019 of 10,200 euros and equity at 31/12/2019 of 154,951 euros so that its responsibility in the project is limited to this amount. The Housers' commission is financed within the project. In this way, it is the investor who bears the commission of Housers. A property in Comune di Valledoria, Via Ampurias (Lotti C, Sezione B, Foglio 7, Particella 608) is established as additional guarantees. Both the financing objective and the maximum term for investment on this opportunity may be extended by an additional 25% to that initially planned, in accordance with the Law for the Promotion of Business Financing. Likewise, HOUSERS will be able to consider the financing of this opportunity/project closed when it has been financed by 90%.  These possibilities that the legislation offers to the platform, will be used when the typology and characteristics of the project advise it so that it can be carried out with a financing lower or higher than the requested and the execution periods are not prejudiced.


1) Development Loan: 12-month fixed rate loan to the real estate developer where interest is distributed monthly and the principal is amortized at the end of the project. The interest is not guaranteed, but the developer presents one aditional guarantee.

2) Flex Contract: The Promoting Company may activate an extension of a single duration of 6 months to the expiration date of the contract, communicating it to Housers at least one month in advance. This extension will be accompanied by an increase on the interest rate agreed on the return of capital, resulting in this project, an annual interest of 9,5% during the extension. This information is found in more detail in Article 3.3.1 of the Loan Agreement.

3) It is the total return on investment. It takes into account the total term of 12 months and the annual fixed interest agreed by the promoter. For more details see the Promoter's Report.

4) According to article 68.2 of Law 5/2015 for the Promotion of business financing, "The maximum amount of fundraising per participatory financing project through each of the participatory financing platforms may not exceed 2,000. 000 euros, being possible the realization of successive rounds of financing that do not exceed the aforementioned amount in annual calculation. When the projects are directed exclusively to accredited investors, the previous maximum amount may reach 5,000,000 euros". The non-financing of one of the phases of the project means the return of the rest of the phases financed, as it is a singular project.

320 m2
8 Bedrooms
8 Bathrooms

Image gallery

Location

In Spain, Housers is a crowdfundig platform registered next to CNMV (Spanish Regulator) with register number 20. Housers is a platform that facilitates access to loans related to real estate transactions promoted by third-party companies, previously analyzed and validated. Housers does not offer financial advice and none of the proposed activities should be considered as such. The analyzes shown in these pages are general information and do not in any way constitute specific advice. The projects illustrated are not subject to the supervision of any national or international financial authority or regulator. The transactions presented are forecasts only and as such, they may be subject to change. Investing through Housers involves risks, including illiquidity, loss of investment, and it should only be done as part of a diversified portfolio. Your capital is at risk.
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Sardinia
4 villas
status:
Funding
91,682 € (91.68 %)
100,000 €
224 Investors
8 days left
Term: 12 months
More information

Annual Yield

9.00 %

TOTAL YIELD

9.00 %
Term: is the estimated duration of the opportunity.
Annual Profitability: it is the fixed interest agreed by the promoter. The interests will be divided monthly.
Total profitability: is the estimated total return on the investment. It takes into account the term and the fixed annual interest agreed by the developer.
I want to invest

Funding started

October 15, 2020