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Montcada

Development
loan
Risk level BBB
ES

Win up to +5% yields thanks to the promotion*: SPECIALMONTCADA


THE OPPORTUNITY

Type of opportunity: Loan

Modality: Developement Loan1 

Profitability: 13.50%2 in 18 months (9% in 12 months)3

This funding corresponds to the first phase of a 1.480,000 euro project4 (It is foreseen a total of four phases).


We introduce you Montcada, a new development loan opportunity that consists of granting a loan to a developer to finance the construction of 10 apartments and 5 garages in Montcada, Barcelona.


REASONS TO INVEST IN MONTCADA

- Strategically located only 10 minutes away from Barcelona;

- Smart and sustainable building that will integrate solar energy and energy efficiency;

- The scoring for this opportunity is BBB


LOCATION

The project is located in Montcada, a town of Catalonia, in the Vallès Occidental region, 12 km from Barcelona.

Highlights of the location:

- It is strategically situated, only 15 minutes by train and 10 minutes by car from Barcelona;

- A privileged area where there are no new properties,  and it is one of the most demanded areas due to its proximity to Barcelona;

- The main tourist attractions in Barcelona include La Sagrada Familia, Park Güell and Montjuic mountain which, with a height of 173 meters, offers a panoramic view of the city.


THE PROJECT

The opportunity foresees the construction of 10 houses AND 5 parking spaces. The total built area of the development is 1,639.70 m2. with the following features:


Ground Floor

- 1 apartment with 3 bedrooms (master bedroom with bathroom included), 2 bathrooms, kitchen and living-dining room; 

- 1 apartment with 2 bedrooms, 1 bathroom, kitchen and living room; 

First Floor

- 1 apartment with 4 bedrooms (master bedroom with bathroom included), 2 bathrooms, kitchen, laundry room, terrace and living-dining room; 

- 1 apartment with 4 bedrooms (master bedroom with bathroom), 2 bathrooms, kitchen, living room and terrace; 

Second Floor

- 1 apartment with 4 bedrooms (master bedroom with bathroom included), 2 bathrooms, kitchen, laundry room, living room and terrace; 

- 1 apartment with 4 bedrooms (master bedroom with bathroom), 2 bathrooms, kitchen, living room and terrace; 

Third Floor

- 1 apartment with 3 bedrooms (master bedroom with bathroom included), 2 bathrooms, kitchen, living - dining room and terrace; 

- 1 apartment with 4 bedrooms (master bedroom with bathroom included), 2 bathrooms, kitchen, living room and terrace.

Fourth floor

- 1 apartment with 3 bedrooms (master bedroom with bathroom included), 2 bathrooms, kitchen, living - dining room and terrace.

- 1 apartment with 4 bedrooms (master bedroom with bathroom included), 2 bathrooms, kitchen, living room and terrace.



THE PROJECT DEVELOPER

The project developer belongs to Grupo Sitecno, a group of innovative companies, constantly committed with the enviroment.

Counts with more than 30 years of experience in Spain, in the construction sector, exceution of works and renewable energy. 

Finally, it is important to know that GOC carries out the monitoring of these types of projects, so there will be permanent control of all the capital contributed by the investors.


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*SPECIALMONTCADA: Legal Terms.

Risk informationHousers is neither a credit institution nor an investment services firm. Investment in projects published by HOUSERS is not covered by any investment fund. This project has not been supervised by the CNMV nor by the Bank of Spain or any other regulator, Spanish or foreign. The information provided by the developer has not been checked by the CNMV nor does it constitute a prospectus approved by the CNMV. Housers does not provide financial advice that nothing on this website should be construed as such. Investment in this project involves the following risks: risk of total or partial loss of the capital invested, risk of not obtaining the expected monetary return and risk of illiquidity to recover the investment. The promoter accumulates 2 projects on the platform. This loan of 370,000 euros is the first of four financing tranches, totalling 1,480,000 euros. The project promoter is responsible to the investors for the information he has provided to the participative financing platform for publication within the project on the website. The promoter has a share capital at 31/12/2019 of 290,000 euros and equity at 31/12/2019 of 513,084.72 euros. The Housers' commission is financed within the project. In this way, it is the investor who bears the commission of Housers. Both the financing objective and the maximum term for investment on this opportunity may be extended by an additional 25% to that initially planned, in accordance with the Law for the Promotion of Business Financing. Likewise, HOUSERS will be able to consider the financing of this opportunity/project closed when it has been financed by 90%.  These possibilities that the legislation offers to the platform, will be used when the typology and characteristics of the project advise it so that it can be carried out with a financing lower or higher than the requested and the execution periods are not prejudiced. For further info click here.


1) Development Loan: 18-month fixed rate loan to the real estate developer where interest is distributed monthly and the principal is amortized at the end of the project. The interest is not guaranteed.

2) It is the total return on investment. It takes into account the total term and the annual fixed interest agreed by the promoter. See loan information for more info. 

3) It is the annual return on investment. It takes into account the 12 month term and the annual fixed interest agreed by the promoter. For more details see the Promoter's Report.

4) According to article 68.2 of Law 5/2015 for the Promotion of business financing, "The maximum amount of fundraising per participatory financing project through each of the participatory financing platforms may not exceed 2,000. 000 euros, being possible the realization of successive rounds of financing that do not exceed the aforementioned amount in annual calculation. When the projects are directed exclusively to accredited investors, the previous maximum amount may reach 5,000,000 euros".

1,639.7 m2
34 Bedrooms
19 Bathrooms

Image gallery

Location

Floorplan

In Spain, Housers is a crowdfundig platform registered next to CNMV (Spanish Regulator) with register number 20. Housers is a platform that facilitates access to loans related to real estate transactions promoted by third-party companies, previously analyzed and validated. Housers does not offer financial advice and none of the proposed activities should be considered as such. The analyzes shown in these pages are general information and do not in any way constitute specific advice. The projects illustrated are not subject to the supervision of any national or international financial authority or regulator. The transactions presented are forecasts only and as such, they may be subject to change. Investing through Housers involves risks, including illiquidity, loss of investment, and it should only be done as part of a diversified portfolio. Your capital is at risk.
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Barcelona
10 apartments
status:
Project Funded
714 Investors
370,000.00 €
Term: 18 months
More information

Annual Yield

9.00 %

TOTAL YIELD

13.50 %
Term: is the estimated duration of the opportunity.
Annual Profitability: it is the fixed interest agreed by the promoter. The interests will be divided monthly.
Total profitability: is the estimated total return on the investment. It takes into account the term and the fixed annual interest agreed by the developer.

Timeline

Funding completed

September 8, 2020

Funding started

July 20, 2020