Development<br>loan Development
loan
Risk level BBB
IT

BYEBYE2019: Housers offers you the possibility of achieving an increase in the yields depending on the amount you invest in the project. To take advantage of the promotion*, all you have to do is enter the BYEBYE2019 code before making your investment!

  • Invest 550€ or more and obtain +1% yields
  • Invest 1,200€ or more and obtain +2% yields
  • Invest 2,500€ or more and obtain +3% yields

FLEX CONTRACT  - Type of contract that has a duration of 12 months, and can be expanded up to 6 more months. For more information check out our blog.

EARLYIELD - The latest feature that enables you to get an annual** yield of 10% from the first moment in which you make your investment. For more information, check our blog.



THE OPPORTUNITY

Type of opportunity: Loan

Modality: Development Loan1 with Flex Contract2

Profitability: 9%3 in 12 months

We introduce you to Sardinia Beach, a new Italian development loan1 opportunity that consists of granting a loan to a project developer for the construction and subsequent sale of 4 villas in Valledoria, a touristic town in the north of the Sardinia region


REASONS TO INVEST IN SARDINIA BEACH

  • The sponsoring company is a solid company with many years of experience;
  • There’s already a convention with the municipality to start building the villas;
  • There is no other financing with credit institutions, the land is free from mortgages
  • The scoring for this opportunity is BBB. For more information click here.

LOCATION

The project is located in Valledoria, a touristic town in the north of Sardinia. 

Location’s highlights:

  • Valledoria has 20 km of beaches that connect Castelsardo with the Red Island. They are one of the most beautiful beaches in the whole Sardinia;
  • In the surroundings of Valledoria you can make excursions by bike or car, to lakes and rivers in the area;
  • In the nearby center of Santa Maria di Coghinas, you can admire the thermal baths of Casteldoria, springs of lukewarm water that flow from the gorge of the same name.

THE PROJECT

The opportunity consists of the construction and the subsequent construction of 4 villas. Each of them will be composed of a large living room, kitchen, two bedrooms, a storage room, and two bathrooms

The villas will be brad new built and right in front of the sea. Thanks to a commercial agreement with “La Foce” Camping, the landlords of the villas will benefit from the camping services such as tennis courts, swimming pool, and much more. 


THE PROJECT DEVELOPER

The project developer is Sasa s.r.l, a company based in Valledoria, with more than 28 years of experience in the Real Estate sector.

In addition, it is important to know that ARGOS will carry out the monitoring of this type of projects so that there will be a permanent control of the destination of all the capital contributed by investors.

                                                                                                                                 
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Risk information: Housers is neither a credit institution nor an investment services firm. Investment in projects published by HOUSERS is not covered by any investment fund. This project has not been supervised by the CNMV nor by the Bank of Spain or any other regulator, Spanish or foreign. The information provided by the developer has not been checked by the CNMV nor does it constitute a prospectus approved by the CNMV. Housers does not provide financial advice that nothing on this website should be construed as such. The investment in this project involves the following risks: risk of total or partial loss of invested capital, the risk of not obtaining the expected monetary return and the risk of illiquidity for recover the investment. The developer accumulates 0 projects in the platform; however, the project developer might ask for another loan in the future, for the construction in two additional lands, which could lead to an additional risk of concentration. The project promoter is responsible to investors for the information it has provided to the participatory finance platform for publication within the project on the website. The promoter has a share capital at 31/12/2018 of 10,200€ and equity at 31/12/2018 of 154,951€ so that its responsibility for the project is limited to this amount. Two additional lands will act as a guarator of this Project, in the Comune di Valledoria, Vía Ampurias (property of Sasa Srl). The maximum term to invest in this opportunity may be extended by an additional 25% to the initial term, in accordance with the Law for the Promotion of Business Financing. Likewise, HOUSERS may consider the financing of this opportunity/project closed when it has been 90% financed. This options provided to Housers by the legislation will be used when the typology and the characteristics of the project suggest it, so that the financing can be lower than the required and the deadline is not affected.


1) Development Loan: 12-month fixed rate loan to the real estate developer where interest is distributed monthly and the principal is amortized at the end of the project. The interest is not guaranteed, but the developer presents one aditional guarantee.

2) Flex Contract: The Promoting Company may activate an extension of a single duration of 6 months to the expiration date of the contract, communicating it to Housers at least one month in advance. This extension will be accompanied by an increase on the interest rate agreed on the return of capital, resulting in this project, an annual interest of 9,5% during the extension. This information is found in more detail in Article 3.3.1 of the Loan Agreement.

3) It is the total return on investment. It takes into account the total term of 12 months and the annual fixed interest agreed by the promoter. For more details see the Promoter's Report.

4) Total profitability resulting from the profitability of the project and +3% profitability of the "BYEBYE2019" promotion.

5) According to article 68.2 of Law 5/2015 for the Promotion of business financing, "The maximum amount of fundraising per participatory financing project through each of the participatory financing platforms may not exceed 2,000. 000 euros, being possible the realization of successive rounds of financing that do not exceed the aforementioned amount in annual calculation. When the projects are directed exclusively to accredited investors, the previous maximum amount may reach 5,000,000 euros".

*BYEBYE2019: Legal Terms.

**The annual return is the percentage of profit or loss that would be obtained if the term of the investment were 1 year. It will be applied to all projects in which the EARLYIELD icon will appear.

320 m2
8 Bedrooms
8 Bathrooms

Image gallery

Location

Floorplan

In Spain, Housers is a crowdfundig platform registered next to CNMV (Spanish Regulator) with register number 20. Housers is a platform that facilitates access to loans related to real estate transactions promoted by third-party companies, previously analyzed and validated. Housers does not offer financial advice and none of the proposed activities should be considered as such. The analyzes shown in these pages are general information and do not in any way constitute specific advice. The projects illustrated are not subject to the supervision of any national or international financial authority or regulator. The transactions presented are forecasts only and as such, they may be subject to change. Investing through Housers involves risks, including illiquidity, loss of investment, and it should only be done as part of a diversified portfolio. Your capital is at risk.
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Sardinia
4 villas
status:
Project Funded
622 Investors
300,000.00 €
Term: 12 months
More information

Annual Yield

9.00 %

TOTAL YIELD

9.00 %
Term: is the estimated duration of the opportunity.
Annual Profitability: it is the fixed interest agreed by the promoter. The interests will be divided monthly.
Total profitability: is the estimated total return on the investment. It takes into account the term and the fixed annual interest agreed by the developer.

Timeline

Funding started

December 3, 2019

Funding completed

December 31, 2019