This project benefits of *EARLYIELD: the latest feature that enables you to get an annual yield of 10% from the first moment in which you make your investment. For more information, check our blog.
Project with a Flex Contract, a new type of contract that has a duration of 12 months, that can be expanded up to 6 more months. For more information check out our blog.
Type of Opportunity: Development loan1. Modality: Development loan1 Flex Contract2
New development loan1 opportunity near Valencia: 9%3 yield in 12 months! (can be extended 6 more months)2.
We present to you Urbania II, a development loan opportunity1 in Valencia that consists in the granting of a loan to a real estate developer to cover the expenses** associated with the first phase of the project, composed by 20 homes with garage spaces, storage rooms and one commercial premises in Catarroja, Valencia. Finally, the project developer has acquired only one out of two plots of land, but it is worth mentioning that the entire real estate development will be located on two plots of land, composed by 30 apartments and it will be financed with the project developer group's own funds and bank financing.
The second stage of a project of 720.500 euros4.
Important to note that:
City found just 8km from Valencia. The town center has great beauty and charm, it is worth highlighting points of interest such as the Church of Sant Miquel (1701), bridge of the Chiva ravine (1767) and the municipal market. The current seat of the town hall is the house-palace of Vivanco (18th century), built in baroque style with neoclassical elements. The building is an example of the typical Valencian bourgeois residence.
One of the main tourist claim that the province of Valencia has numerous and spectacular beaches that are known throughout Europe, for their unmatched naturalness, beauty and quality. Features that, together with the warm weather and an unbeatable range of services, make this place a privileged destination to enjoy holidays all year round.
Every year thousands of tourists visit the Valencian Community for its cultural wealth and climate (300 days of sunshine per year and an average annual temperature of 18 ºC). Impressive because of its size, you can find the river port of the Albufera Natural Park. Enjoy a boat trip and taste the local dishes are the typical activities to perform in this natural environment.
The city is perfectly communicated with Valencia, since the traditional access by the Camí Real de Xàtiva has joined in recent years those of the Silla Track, the Torrent highway and the Avenida del Sur, in addition to the train and bus. Just 15 minutes by car from ‘Playa de El Saler’, in the heart of Parque Natural de la Dehesa (Albufera). A beach of natural dunes and abundant vegetation to enjoy a unique environment and away from urban life.
The developer is PROYECTOS ATLAPA S.L, a leading international organization whose mission is the search for excellence in all types of real estate projects, generating, projecting and promoting solutions so that people can meet their personal and professional needs.
In addition, it is important to know that GOC will carry out the monitoring of these types of projects, so there will be permanent control of all the capital contributed by investors.
Invest in this opportunity in Valencia!
1) Development Loan: 12-month fixed rate loan to the real estate developer where interest is distributed monthly and the principal is amortized at the end of the project.The interest is not guaranteed but the promoter presents an additional guarantee.
2) Flex Contract: The Promoting Company may activate an extension of a single duration of 6 months to the expiration date of the contract, communicating it to Housers at least one month in advance. This extension will lead to an increase on the interest rate agreed upon in the return of capital, resulting in this project, an annual interest of 9.75% during the extension. This information is found in more detail in Article 3.3.1 of the Loan Agreement.
3) It is the total return on investment. It takes into account the total term and the annual fixed interest agreed by the promoter. For more details see the Promoter's Report.
4) According to article 68.2 of Law 5/2015 for the Promotion of business financing, "The maximum amount of fundraising per participatory financing project through each of the participatory financing platforms may not exceed 2,000. 000 euros, being possible the realization of successive rounds of financing that do not exceed the aforementioned amount in annual calculation. When the projects are directed exclusively to accredited investors, the previous maximum amount may reach 5,000,000 euros."
*The annual return is the percentage of profit or loss that would be obtained if the investment period was 1 year. It will apply to all projects in which the EARLYIELD icon will appear.
**The second stage will cover several expenditures associated with the development of the property, such as building licence fees, technical fees and advertising and marketing costs.
In Spain, Housers is a crowdfundig platform registered next to CNMV (Spanish Regulator) with register number 20. Housers is a platform that facilitates access to loans related to real estate transactions promoted by third-party companies, previously analyzed and validated. Housers does not offer financial advice and none of the proposed activities should be considered as such. The analyzes shown in these pages are general information and do not in any way constitute specific advice. The projects illustrated are not subject to the supervision of any national or international financial authority or regulator. The transactions presented are forecasts only and as such, they may be subject to change. Investing through Housers involves risks, including illiquidity, loss of investment, and it should only be done as part of a diversified portfolio. Your capital is at risk.
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