Housers App 2.0

Madrid

FLEX CONTRACT  - New type of contract that has a duration of 12 months, that can be expanded up to 6 more months. For more information check out our blog.

EARLYIELD - The latest feature that enables you to get an annual* yield of 5% from the first moment in which you make your investment. For more information, check our blog.


THE OPPORTUNITY

Type of opportunity: Loan

Modality: Development LoanFlex Contract2

Profitability: 9%3 in 12 months


We introduce you to Housers App 2.0, a new Development Loan1 opportunity with Flex Contract2, which consists of granting a loan to Housers Global Properties PFP SL for the completion of Housers App 1.0, the development of the version 2.0 and the funding of the advertising and promotional campaign of the app in both versions.


This project's developer is the Participatory Financing Platform itself, under the provisions of the Article 63.2 of Law 5/2015, 27th April of the Promotion of Business Financing.


REASONS TO INVEST IN HOUSERS APP 2.0

- Housers is the first savings and investment platform with more than 115,000 users, more than 108 million euros invested and more than 38 million euros returned;

- Housers has 5 years of experience, licence and the CNMV approval;

- It will allow the user a more intuitive and secure access to the platform as well as raising in users and investment;

- The scoring of this opportunity is A. For more information click here.


THE PROJECT

The opportunity foresees the completion of Housers App 1.0, the development of the version 2.0 and the funding of the advertising and promotional campaign of the app in both versions.

The version 1.0 will allow the user to:

- Register and create the wallet in a simple and intuitive way, attaching documents directly from your mobile phone using photos;

- Receive notifications about new projects and the investments' status and about new projects;

- Invest directly from the smartphone;

- Access promotions;

- Increase security by accessing the account through facial recognition or fingerprint.


This first version will be updated to App 2.0, with some improvements, such as:

- Optimizing the user experience;

- Invest with just one click;

- Manage the investment portfolio directly;

- Simplify the method of payment through the wallet;

- Boost the communication between investors and project developers;

- Use a two-step verification system with Housers Shield.


THE PROJECT DEVELOPER

The project developer is Housers Global Properties PFP SL, the leading participatory financing platform in Southern Europe. After launching Housers in 2015, focused on Real Estate, and Housers Green in 2019, dedicated to projects of renewable energies, the company is expanding its activity with a third business pillar, in order to offer new investment alternatives to its investors and facilitate access to credit for the development of business projects.

Housers continues to expand the range of investment in projects for its platform users, which already exceed the number of 115,000, with more than 108 millions captured and more than 38 millions returned.


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*The annual return is the percentage of profit or loss that would be obtained if the term of the investment were 1 year. It will be applied to all projects in which the EARLYIELD icon will appear.

Risk information: Housers is neither a credit institution nor an investment services firm. Investment in projects published by HOUSERS is not covered by any investment fund. This project has not been supervised by the CNMV nor by the Bank of Spain or any other regulator, Spanish or foreign. The information provided by the developer has not been checked by the CNMV nor does it constitute a prospectus approved by the CNMV. Housers does not provide financial advice that nothing on this website should be construed as such. The investment in this project involves the following risks: risk of total or partial loss of invested capital, the risk of not obtaining the expected monetary return and the risk of illiquidity for recover the investment. The developer Housers Global Properties PFP S.L. accumulates 54 projects on the platform, 22 of them already completed. This could entail an additional concentration risk. The investor should be aware that Housers Global Properties PFP, S.L. may apply in the future for further loans on the platform to obtain funding for other projects, within the legal limits and subject to its financial situation. Therefore, the leverage ratio of the company could be higher in the future . Housers Global Properties PFP, S.L. is liable to the investors for the information it has provided to the crowdfunding platform. Housers Global Properties PFP, S.L has a share capital  at 31/12/2018 of 4,284.55 euros and an issue premium of 2,892,801.24 euros , the Equity at 31/12/2018 of 288,925.86 euros, these financial details have been audited. The closing data for the 2019 exercise have not been audited yet, and may suffer adjustments according to the auditor's opinion. Therefore, it is important to consider the following figures on behalf of the investor as "provisional figures which are susceptible to accounting adjustments by the Auditor EY": Share capital at 31/12/2019 of 4,284.55 euros and a share premium of 2,892,801.24, the equity at 31/12/2019 is 507,818.34 euros. Therefore, the investor's liability in the project is limited to this amount. Housers does not provide any additional guarantees. The maximum term for investment on this occasion may be extended by an additional 25% over the term initially planned, in accordance with the Law for the Promotion of Business Financing. This options provided to Housers by the legislation will be used when the typology and the characteristics of the project suggest it, so that the financing can be lower than the required and the deadline is not affected. For further information, click here.

1) Development Loan: 12-month fixed rate loan to the real estate developer where interest is distributed monthly and the principal is amortized at the end of the project. The interest is not guaranteed.

2) Flex Contract: The Promoting Company may activate an extension of a single duration of 6 months to the expiration date of the contract, communicating it to Housers at least one month in advance. This extension will be accompanied by an increase on the interest rate agreed on the return of capital, resulting in this project, an annual interest of 9,75% during the extension. This information is found in more detail in Article 3.3.1 of the Loan Agreement.

3) It is the total return on investment. It takes into account the total term of 12 months and the annual fixed interest agreed by the promoter. For more details see the Promoter's Report. 


In Spain, Housers is a crowdfundig platform registered next to CNMV (Spanish Regulator) with register number 20. Housers is a platform that facilitates access to loans related to real estate transactions promoted by third-party companies, previously analyzed and validated. Housers does not offer financial advice and none of the proposed activities should be considered as such. The analyzes shown in these pages are general information and do not in any way constitute specific advice. The projects illustrated are not subject to the supervision of any national or international financial authority or regulator. The transactions presented are forecasts only and as such, they may be subject to change. Investing through Housers involves risks, including illiquidity, loss of investment, and it should only be done as part of a diversified portfolio. Your capital is at risk.
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Spain
ES
Phase:
Finished
Funded capital:
300,000.00 €
Financing goal:
300,000.00 €
Investors:
402
Term:
12 months
Type:
Development loan (Flex)
Estimated IRR:
9.39 %
Final IRR:
8.55 %
Visible only to investors in the opportunity.