You can invest in 3 fixed interest opportunities. They differ one to another depending on their investment objective as well as the loan characteristics.

1.DEVELOPMENT LOAN

They are short-term investments that have a period of typically 6-36 months. The interest is fixed at the start of the loan and is not related to the outcome of the project. Interest is paid on a monthly basis and the principal is repaid at the end of the period of the loan. Typically additional guarantees are included in the loan agreement.

The development loans are primarily used as mezzanine loans or bridge loans for the acquisition of land in order to start a new building.

HOUSERS has already launched 56 projects of this modality (at 25/03/2019).
The latest development loan is Poggio del Sole: an Italian project with an interest of 7,5% in 12 months.

2.FIXED INTEREST (RENT)

They are long-term investments (5 to 10 years) with monthly payouts. The project developer has the obligation to pay equally whether or not the property is rented. Therefore, you start earning income from the first month until the developer repays the loan.

HOUSERS has launched 4 projects of this modality so far (at 25/03/2019): Ciudad Gran Turia in Valencia, Capitan Blanco Argibay and Calle de Alcalá in Madrid and Select Seville in Seville.

3. FIXED INTEREST (SELL)

They are short-term opportunities that typically have a 10-24 months period. The investor receives only one payment at the end of the project with the corresponding yield and capital. The project developer has the obligation to pay equally whether or not it is sold. These opportunities do not generate monthly income.

HOUSERS has launched 4 projects of this modality so far (at 25/03/2019): Plaza de Colón and Plaza de Colón II, Lago Constanza and Plaza de la Morería, all located in Madrid.